Protect your home and most treasured possessions with a comprehensive home insurance policy from Community Insurance.
Protecting Your Lancaster County Home
Home insurance, or homeowner’s insurance, describes an insurance policy that combines coverage on your home and possessions. Home insurance also provides liability coverage for accidents that may happen at the home. Protecting your home, assets, and liabilities is not something we take lightly; contact us today to find the best coverage for you and your family.
A house fire, windstorm, or any other natural disaster can have devastating effects on your home. Being properly insured is the key to rebuilding your home and all the memories that it has sheltered over the years. A proper assessment of your home is just as important as the value of any sheds, fences, pools, or other detached structures on your property.
Understanding the limits of coverage on certain personal property such as jewelry, guns, furs, and silverware is imperative in the event of a loss. There are also some exclusions and endorsements to be aware of when facing water damage, tree removal, or theft of money. We are happy to discuss your policy and what is covered and protected, as well as finding the right coverage for your needs.
“Blanche from the New Holland Branch was awesome! She made the process of getting home owners insurance for the first time feel like a breeze. Being able to talk with the same representative make the experience more personable as well.”Kerri C.(Google Reviews)
What Areas of Coverage do I Need?
When considering Home Insurance, here are some common areas of coverage worth discussing with an agent:
- Dwelling Coverage
- Other Structures
- Personal Property
- Loss of Use
- Personal Liability
- Medical Payment to Others
- Sewer or Drain Backup
- Identity Recovery
- Earthquake Damage
- Sinkhole Collapse