Personal Insurance for Pennsylvania Individuals & Families
Protection for your home, vehicles, health, and future—designed for individuals and families across Lancaster, New Holland, York, Harrisburg, and beyond.
Personal insurance is about more than checking a box—it’s about protecting the people and things that matter most in everyday life. From your car and home to your health, income, and family’s future, the right mix of coverage can help you recover faster when life doesn’t go as planned. Community Insurance works with individuals and families throughout Lancaster County and across Pennsylvania to build coordinated personal insurance plans, not just single policies. We’ll help you understand your options, avoid gaps, and choose coverage that reflects your goals, your budget, and your stage of life.
Personal Coverage Tailored to How You Live
No two households look exactly alike. Your mix of vehicles, living arrangements, income, health needs, and future plans will shape what “good coverage” really means. We start with real conversations—not just online forms—so we can get a clear picture of your world and the protection that makes sense for it. From there, we help you build a personal insurance plan that works together, rather than a handful of disconnected policies.
Auto Insurance
Personal auto insurance helps protect you when you’re behind the wheel—from everyday fender benders to serious accidents. The right policy can cover injuries, damage to other vehicles, and repairs to your own car, depending on the coverage you choose.
Renters Insurance
Renters insurance helps protect your personal belongings and your personal liability when you rent an apartment, townhome, or house. Your landlord’s policy covers the building—not your stuff—so renters coverage fills that gap.
Health Insurance
Health insurance helps you manage the cost of medical care, from preventive checkups and prescriptions to unexpected illnesses and hospital stays. The right plan can protect both your health and your savings.
Flood Insurance
Standard home and renters policies typically don’t cover damage from flooding caused by rising water. Flood insurance is designed to fill that gap, helping protect your home’s structure and the belongings inside it when the water rises.
Recreational Vehicle Insurance
Recreational vehicle insurance helps protect RVs, campers, boats, and other toys you use for travel and fun. It can address liability, physical damage, and certain personal belongings while you’re on the road, at the campsite, or on the water.
Homeowners Insurance
Homeowners insurance helps protect the structure of your home, the belongings inside it, and your personal liability if someone is hurt on your property. It’s designed to help you rebuild and recover after events like fire, storms, theft, or certain types of water damage.
Life Insurance
Life insurance provides financial protection for the people who depend on you. It can help your family stay in their home, pay debts, fund education, and maintain their lifestyle if you’re no longer there to provide for them.
Medicare & Medicare Supplement Insurance
Medicare planning includes understanding Original Medicare, Medigap (Supplement) plans, Medicare Advantage, and Part D prescription coverage. We help you sort through options so your Medicare coverage fits your doctors, medications, and budget.
Motorcycle Insurance
Motorcycle insurance helps protect you, your passengers, and your bike—covering liability, injuries, and damage when something goes wrong on two wheels. Coverage can be tailored to how you ride, from weekend trips to daily commuting.